Insurance Investigation
Private Mortgage Insurance Fraud
Private mortgage insurance (PMI) fraud can result in significant financial losses for lenders and insurers. Our investigators specialize in identifying misrepresentations related to borrower income, occupancy status, property condition, and loan documentation. We conduct thorough background checks, asset verifications, interviews, and field investigations to uncover inconsistencies and deceptive practices. Our detailed reports provide insurers and financial institutions with the facts needed to mitigate risk, pursue recovery, and support litigation when necessary.
Workers Compensation Fraud
Workers’ compensation fraud drives up costs for employers and insurers alike. Amigo Investigations conducts comprehensive workers’ compensation investigations to identify exaggerated injuries, false claims, and undisclosed employment. Our services include surveillance, activity checks, social media analysis, medical canvassing, and witness interviews. We deliver objective, well-documented findings that help insurers make informed claim decisions and reduce long-term exposure.
Life Insurance Fraud
Life insurance fraud often involves material misrepresentation, non-disclosure of medical history, or suspicious circumstances surrounding a claim. Our investigators carefully examine policy applications, beneficiary information, medical records, and claim timelines. Through records analysis, interviews, and field investigations, we help insurers verify claim legitimacy and uncover fraudulent activity while maintaining discretion and professionalism.
Health Care Insurance Fraud
Health care insurance fraud can involve billing irregularities, staged services, unnecessary treatments, or identity misuse. We work closely with insurers to investigate providers, patients, and facilities suspected of fraudulent practices. Our investigations include medical record reviews, claimant interviews, background research, and on-site inspections when required. We provide clear, actionable intelligence to support claim denials, recover losses, and ensure regulatory compliance.
Automobile Insurance Fraud
Automobile insurance fraud ranges from staged accidents and inflated injury claims to false theft and repair fraud. Our experienced investigators conduct scene inspections, vehicle examinations, recorded statements, surveillance, and background checks to uncover deceptive activity. We focus on establishing timelines, identifying inconsistencies, and documenting evidence that supports accurate claim resolution and fraud prevention.
Property Insurance Fraud
Property insurance fraud may involve inflated damage claims, arson-for-profit, misrepresentation of losses, or pre-existing damage. We perform detailed property inspections, loss verification, witness interviews, and records analysis to determine the legitimacy of claims. Our investigative findings help insurers protect assets, reduce unnecessary payouts, and pursue recovery when fraud is identified.
